Insurance Claims, We Handle the Paperwork So You Don't Have To

Filing an insurance claim after water damage or mold is overwhelming. We simplify the process by working directly with your insurance company.

Certified

IICRC

Restoration

Bryan

Baeumler

Approved

24/7 Emergency

Free Estimates

Licensed & Insured

What's Typically Covered

Burst or frozen pipes

Sudden pipe failures that cause water damage to your home

Appliance failures

Water heater leaks, washing machine overflows, dishwasher failures

Storm damage

Heavy rain, ice dams, wind-driven rain causing water intrusion

Fire and smoke damage

Structural damage, smoke damage, and water damage from firefighting

Usually Not Covered

Gradual leaks & long-term moisture

Slow leaks you knew about but didn't fix

Maintenance issues

Damage caused by lack of maintenance (clogged gutters, aging roof)

Sewer backup (unless added)

Requires separate sewer backup endorsement on most policies

How We Help With Your Claim

Complete Photo Documentation

We photograph every stage of the damage and restoration process. Your insurance company gets a clear visual record.

Detailed Scope of Work

We provide detailed estimates and scope documents that insurance companies recognize and accept.

Moisture Readings & Reports

Professional moisture readings before, during, and after restoration. These readings prove the extent of damage and confirm proper drying.

Direct Communication With Adjusters

We communicate directly with your insurance adjuster, answer their questions, and provide any additional information they need.

What to Do Right Now

Call your insurance company

Report the damage and get a claim number. Ask about your coverage and deductible.

Call us at (416) 474-6364

We'll start the restoration process and begin documenting everything for your claim.

Don't throw anything away

Your insurance company may need to see damaged items. Document everything before discarding.

Take photos

Use your phone to photograph all visible damage before cleanup begins. We'll take professional photos too.

Insurance Claim FAQ

In most cases, homeowner insurance covers the full cost of sudden water damage from burst pipes, appliance failures, and storms. Coverage limits vary by policy. We document everything thoroughly to help ensure your claim is paid in full.

In many cases, we can work directly with your insurance company so you don't have to pay out of pocket beyond your deductible. We'll explain your options during the initial assessment.

The timeline depends on your insurance company and the scope of damage. Simple claims can be processed in a few weeks. We expedite the process by providing complete documentation from day one.

If a claim is denied, we can help you understand why and provide additional documentation if needed. Our thorough documentation during the restoration process gives you a strong foundation for any appeal.

Questions About Your Insurance Coverage?

Call us at (416) 474-6364, we'll help you understand what's covered and walk you through the process.

Call (416) 474-6364 Now Request Free Estimate Online